Berrien County property record for 4490 Oxbow Rd, Eau Claire, MI 49111
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1,498 sqft · built 1975 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2023) |
| Tax Bill | $2,325 (2022) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0024-0008-01-7 |
| Primary APN | 19-0024-0008-01-7 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,498 sqft Total Area |
| Basement Area | 1,498 sqft |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Bungalow |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 11-19-0024-0008-01-7 |
|---|---|
| Street Address | 4490 OXBOW RD |
| City | EAU CLAIRE |
| State | MI |
| Zip | 49111-9764 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | R-A RE |
| Legal Description | THE E HAF OF NE QTR OF SW QTR OF SEC 24 T5S R18W |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | SODUS |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1900 |
4490 Oxbow Rd, an agricultural property, is owned and occupied by an individual who bought it in September 2023.
Source: Berrien County records, as of November 8, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Deed Document Number | 2023390079 |
| Deed Book / Page | 3413 / 474 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Document Number | 003413/474 |
| Book / Page | 3413 / 474 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023390079 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Name | Verified Name |
|---|---|
| Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Document Number | 2023390080 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023390080 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Apr 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Document Number | 003413/474 |
| Book / Page | 3413 / 474 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023390079 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Name | Verified Name |
|---|---|
| Address | 4490 OXBOW RD, EAU CLAIRE, MI 49111-9764 |
| Document Number | 2023390080 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023390080 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Apr 1, 2029 |
Source: Berrien County assessment roll, as of May 15, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Sodus Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $113,700 (+4.89%) | $227,400 (+4.89%) | |
| 2022 | $2,325.00 (+3.24%) Homeowner's exemption | $108,400 | $216,800 |
| 2021 | $2,252.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4490 Oxbow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4490 Oxbow Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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