4490 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4490 Cooper Ln, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,804 sqft · built 2025
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Nov 2022)
Tax Bill	$604 (2025)
Deeds & Mortgages	Nov 2022 Sale Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3795-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3795-8`
Alternative APN	`06-2N-25-0000-0010-005A`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,804 sqft Heated Area
Gross Area	3,476 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2025
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4490 COOPER LN
City	HOLT
State	FL
Zip	32564-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR N 5 DEG E 12.13 FT N 5 DEG E 1470 FT E 20.73 FT N 5 DEG E 191.53 FT TO POB W 382.79 FT N 5 DEG E 228.44 FT E 382.0
Legal Range	25
Legal Township	02N
Legal Section	06
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1032
Census Tract	20101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4490 COOPER LN, HOLT, FL 32564-9456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Jul 11, 2019	Warranty Deed, Transfer OKALOOSA TITLE, OKALOOSA TITLE & ABSTRACT CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	3592742
Deed Book / Page	3652 / 2855
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 23, 2022
Property Address	4490 COOPER LN, HOLT, FL 32564-9456
Document Number	0036522855
Book / Page	3652 / 2855
Instrument Date	Nov 22, 2022
Instrument	3592742
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1338 LEE AVE, BAKER, FL 32531-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1130 SWEETBRIAR STATION, FORT WALTON BEACH, FL 32547-7052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 11, 2019
Property Address	COOPER LN, HOLT, FL 32564
Document Number	0034081987
Book / Page	003408 / 001987
Instrument Date	Jul 10, 2019
Instrument	3290502
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	OKALOOSA TITLE, OKALOOSA TITLE & ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 LEE AVE BAKER FL 325312613, BAKER, FL 32531-2613

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$604.00 (+16.15%)	$58,314 (+17.7%) Land $58,314	$58,314 (+17.7%) Land $58,314
2023	$520.00 (+56.63%)	$49,544 (+65.21%) Land $49,544	$49,544 (+65.21%) Land $49,544
2022	$332.00	$29,989 Land $29,989	$29,989 Land $29,989

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T.

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