Okaloosa County property record for 4489 Cooper Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 2010 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Mar 2010) |
| Tax Bill | $812 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-3764-4 |
| Primary APN | C56-000-592-3764-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 1,272 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4489 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR N 1583.68 FT E 33FT TO POB N 84 DEG E 348.77 FT N3 DEG E 163.99 FT S 79 DEG W 355.52 FT S 3 DEG W 131.29 FT TO POB |
| Legal Range | 25W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Block | 12 |
| Legal Lot Number | 70 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20101 |
4489 Cooper Ln is owned and occupied by an individual who bought it in March 2010.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4489 COOPER LN, HOLT, FL 32564-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2010 · Amount on File |
| Deed Sale | Mar 19, 2010 · Amount on File |
| Prior Sale | Jul 3, 2007 · Amount on File |
| Deed Document Number | 20102623523 |
| Deed Book / Page | 2928 / 2305 |
| Prior Transfer Date | Jul 2, 2007 |
| Prior Transfer Doc | 0027940898 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4489 Cooper Ln was $812 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $812.00 Homeowner's exemption | $113,643 | $179,356 Land $20,262 Building $159,094 |
| 2023 | $753.00 (+3.58%) Homeowner's exemption | $107,223 (+3%) | $169,978 (+8.55%) Land $17,214 Building $152,764 |
| 2022 | $727.00 Homeowner's exemption | $104,100 | $156,590 Land $16,088 Building $140,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4489 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4489 Cooper Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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