Okaloosa County property record for 4488 Cooper Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,801 sqft · built 1976 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,785 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-7594-1 |
| Primary APN | C56-000-592-7594-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,801 sqft Heated Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,801 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 81,457 sqft (1.87 acres) |
| Lot Width | 420 ft Width |
| Porch | Open Porch |
| Porch Area | 339 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4488 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 1470 FT N OF SE COR E 20.7 FT TO POB W 383.27 FT N 5 DEG E 191.56 FT E 382.79 FT S 5DEG W 191.53 FT TO POB |
| Legal Range | 25 |
| Legal Township | 02N |
| Legal Section | 06 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20101 |
4488 Cooper Ln is owned by an individual who acquired it in March 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4729 HARDY ADAMS RD, HOLT, FL 32564-9121 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2020 |
| Deed Sale | Mar 26, 2020 |
| Prior Sale | Apr 11, 2007 · Amount on File |
| Deed Document Number | 3347652 |
| Deed Book / Page | 2777 / 3083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 4488 COOPER LN, HOLT, FL 32564-9456 |
| Document Number | 0034521444 |
| Book / Page | 003452 / 001444 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 3347652 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4709 HARDY ADAMS RD HOLT FL 325649121, HOLT, FL 32564-9121 |
The 2025 property tax bill for 4488 Cooper Ln was $1,785.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,785.00 | $179,720 Land $32,103 Building $147,617 | $179,720 Land $32,103 Building $147,617 |
| 2023 | $1,607.00 (+7.64%) | $168,895 (+8.24%) Land $27,275 Building $141,620 | $168,895 (+8.24%) Land $27,275 Building $141,620 |
| 2022 | $1,493.00 | $156,035 Land $25,490 Building $130,545 | $156,035 Land $25,490 Building $130,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4488 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4488 Cooper Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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