4490 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4490 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,871 sqft · built 1957
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,689 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-15-102-061.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-06-15-102-061.000-800`
Alternative APN	`8007913`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
1st Floor Area	1,871 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8007913
Old Parcel Number	8007913
Street Address	4490 COLD SPRING RD
City	INDIANAPOLIS
State	IN
Zip	46228-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	AYRSHIRE L86
Legal Range	03
Legal Township	16
Legal Section	15
Legal Subdivision	AYRSHIRE ADDITION
Legal Lot Number	86
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	321002

Owner

4490 Cold Spring Rd is owned and occupied by an individual who acquired it in July 2017.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	4490 COLD SPRING RD, INDIANAPOLIS, IN 46228-3065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 17, 2017	Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017
Deed Sale	Jul 17, 2017
Deed Document Number	0000080564
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4490 COLD SPRING RD, INDIANAPOLIS, IN 46228-3065
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117237
Date	Sep 7, 2021
Instrument	A202100117237

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Jul 17, 2017
Property Address	4490 COLD SPRING RD, INDIANAPOLIS, IN 46228-3065
Document Number	0000080564
Map Reference	BK 16 PG 144
Instrument Date	Jul 13, 2017
Instrument	A201700080564
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 COLD SPRING RD, INDIANAPOLIS, IN 46228-3065

Mortgage

Document Number	0000080565
Date	Jul 17, 2017
Instrument	A201700080565

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,689.00 (+11.53%)	$227,600 (+15.94%) Land $29,400 Building $198,200	$227,600 (+15.94%) Land $29,400 Building $198,200
2022	$2,411.00 (+36.29%)	$196,300 Land $11,000 Building $185,300	$196,300 Land $11,000 Building $185,300
2021	$1,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 Cold Spring Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4490 Cold Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xiber.

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