4496 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4496 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,761 sqft · built 1968
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$2,533 (2023)
Deeds & MortgagesApr 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN49-06-15-102-066.000-800

Property Details

APN / Parcel Number

Primary APN49-06-15-102-066.000-800
Alternative APN
  • 8007911

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,761 sqft Living Area
1st Floor Area1,152 sqft
2nd Floor Area609 sqft
Fireplaces2 Fireplaces
FireplaceMasonry

Exterior

Year BuiltBuilt 1968
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8007911
Old Parcel Number8007911
Street Address4496 COLD SPRING RD
CityINDIANAPOLIS
StateIN
Zip46228-3020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionAYRSHIRE L84
Legal Range03
Legal Township16
Legal Section15
Legal SubdivisionAYRSHIRE ADDITION
Legal Lot Number84
JurisdictionMARION IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1004
Census Tract321002

Owner

4496 Cold Spring Rd is owned and occupied by two individuals.

Source: Marion County records, as of May 10, 2024

Owner of Record2 Individual Names on File
Mailing Address4496 COLD SPRING RD, INDIANAPOLIS, IN 46228-3020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

April 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address4496 COLD SPRING RD, INDIANAPOLIS, IN 46228-3020
Document Number0000074361
Instrument DateApr 9, 2016
Transaction TypeMortgage
Record UpdatedJul 6, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4496 COLD SPRING RD INDIANAPOLIS IN 462283020, INDIANAPOLIS, IN 46228-3020

Mortgage

Document Number0000074361
DateJun 29, 2017
Instrument74361
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueJun 28, 2032

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWashington Township
Consolidated CityIndianapolis City
Unified School DistrictWashington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,533.00 (+8.76%)$217,000 (+16.35%) Land $29,400 Building $187,600$217,000 (+16.35%) Land $29,400 Building $187,600
2022$2,329.00 (+35.25%)$186,500 Land $11,000 Building $175,500$186,500 Land $11,000 Building $175,500
2021$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4496 Cold Spring Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4496 Cold Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Xiber.

Nearby Properties on Cold Spring Rd

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