Chesapeake City property record for 449 River Arch Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,999 sqft · built 2005 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $416,000 (Sep 2023) |
| Tax Bill | $4,158 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Sale & Mortgage |
| APN | 0363012000170 |
| Primary APN | 0363012000170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,511 sqft |
| Attic | Attic |
| Attic Area | 453 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 101 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 453 sqft |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 449 RIVER ARCH DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 17 RIVER ARCH VILLAGE |
| Legal Subdivision | RIVER ARCH VILLAGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20908 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 449 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage RW TOWNE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2005 · Amount on Record |
| Deed Document Number | 202319810 |
| Deed Book / Page | 10695 / 676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 449 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 449 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104 |
| Document Number | 010922/936 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 10922/936 |
| Instrument | 250028208 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 19, 2023 |
| Property Address | 449 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104 |
| Document Number | 010695/676 |
| Book / Page | 10695 / 676 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 230019810 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104 |
| Document Number | 0230019811 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 230019811 |
| Name | RW TOWNE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,600 (+3.86%) Land $170,000 Building $257,600 | $427,600 (+3.86%) Land $170,000 Building $257,600 | |
| 2025 | $4,158.00 (+35.44%) | $411,700 (+4.39%) Land $150,000 Building $261,700 | $411,700 (+4.39%) Land $150,000 Building $261,700 |
| 2023 | $394,400 (+4.12%) Land $140,000 Building $254,400 | $394,400 (+4.12%) Land $140,000 Building $254,400 | |
| 2022 | $378,800 Land $135,000 Building $243,800 | $378,800 Land $135,000 Building $243,800 | |
| 2019 | $3,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 181 units insured incl. 81 condo units |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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