445 River Arch Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 445 River Arch Dr, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,060 sqft · built 2005
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Jun 2018)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
APN	`0363012000180`

Property Details

APN / Parcel Number

Primary APN	`0363012000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	1,684 sqft
Attic	Attic
Attic Area	460 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	453 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 RIVER ARCH DR
City	CHESAPEAKE
State	VA
Zip	23320-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	18 RIVER ARCH VILLAGE
Legal Subdivision	RIVER ARCH VILLAGE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	20908

Owner

445 River Arch Dr is owned and occupied by an individual who bought it in June 2018.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	445 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jun 10, 2005 · Amount on File
Deed Document Number	201817068
Deed Book / Page	9928 / 936
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 29, 2018
Property Address	445 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104
Document Number	9928/936
Book / Page	9928 / 936
Instrument Date	Jun 27, 2018
Instrument	180017068
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RIVER ARCH DR, CHESAPEAKE, VA 23320-2104

Mortgage

Document Number	180017069
Date	Jun 29, 2018
Instrument	180017069

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 445 River Arch Dr was $4,194.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,200 (+3.85%) Land $170,000 Building $261,200	$431,200 (+3.85%) Land $170,000 Building $261,200
2025	$4,194.00	$415,200 Land $150,000 Building $265,200	$415,200 Land $150,000 Building $265,200
2023		$395,500 (+4.19%) Land $140,000 Building $255,500	$395,500 (+4.19%) Land $140,000 Building $255,500
2022		$379,600 Land $135,000 Building $244,600	$379,600 Land $135,000 Building $244,600
2019	$3,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 445 River Arch Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 units insured incl. 81 condo units
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 River Arch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20