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448 River Arch Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 448 River Arch Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,736 sqft · built 2005
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on File
Last Sale$311,000 (Sep 2020)
Tax Bill$3,859 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2017 Sale & Refinance
APN0363012000030

Property Details

APN / Parcel Number

Primary APN0363012000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions131 ft deep x 64 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck Area440 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address448 RIVER ARCH DR
CityCHESAPEAKE
StateVA
Zip23320-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description3 RIVER ARCH VILLAGE
Legal SubdivisionRIVER ARCH VILLAGE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract20908

Owner

448 River Arch Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address448 RIVER ARCH DR, CHESAPEAKE, VA 23320-2102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
May 3, 2017Warranty Deed, Transfer · Stand-Alone Refinance
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on File
Deed SaleSep 3, 2020 · Amount on File
Prior SaleMay 3, 2017 · Amount on File
Deed Document Number202031243
Deed Book / Page10212 / 1457
Last Transfer DateOct 2, 2025
Transfer Doc0000024128
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 3, 2020
Property Address448 RIVER ARCH DR, CHESAPEAKE, VA 23320-2102
Document Number10212/1457
Book / Page10212 / 1457
Instrument DateSep 1, 2020
Instrument200031243
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 RIVER ARCH DR, CHESAPEAKE, VA 23320-2102

Mortgage

Document Number200031244
DateSep 3, 2020
Instrument200031244
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 3, 2017
Property Address448 RIVER ARCH DR, CHESAPEAKE, VA 23320-2102
Document Number9783/421
Book / Page9783 / 421
Instrument DateApr 28, 2017
Instrument170011874
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 RIVER ARCH DR, CHESAPEAKE, VA 23320-2102

Mortgage

Document Number9783/424
DateMay 3, 2017
Book Page9783/424
Instrument170011875
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 448 River Arch Dr was $3,859.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$398,600 (+4.32%) Land $170,000 Building $228,600$398,600 (+4.32%) Land $170,000 Building $228,600
2025$3,859.00$382,100 Land $150,000 Building $232,100$382,100 Land $150,000 Building $232,100
2023$365,900 (+4.1%) Land $140,000 Building $225,900$365,900 (+4.1%) Land $140,000 Building $225,900
2022$351,500 Land $135,000 Building $216,500$351,500 Land $135,000 Building $216,500
2019$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 448 River Arch Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies181 units insured
incl. 81 condo units
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 River Arch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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