Monroe County property record for 449 Pine Ln, Big Pine Key, FL 33043 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,192 sqft Living Area |
| Lot Size | 10,275 sqft (0.236 acres) |
| Last Sale | $510,000 (2019) |
| Tax Bill | $6,684.00 (2025) |
| Primary APN | 00286190-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,192 sqft Living Area |
| 1st Floor | 1,192 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,275 sqft (0.236 acres) |
| Depth X Width | 137 ft x 75 ft Depth x Width |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 306 sqft Patio |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1358371 |
|---|---|
| Street Address | 449 PINE LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4610 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 20 WHISPERING PINES PLAT #3 BIG PINE KEY PB4-59 OR506-722 OR1753-366R/S OR1967-773 OR1994-1637R/S OR2106-760/61 OR2123-1649 OR2796-2473/74 OR2952-0927 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 24 |
| Legal Subdivision | WHISPERING PINES NO 3 |
| Legal Block | K |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | LOWER KEYS |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 971401 |
Source: Monroe County records · APN 00286190-000000
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 682 S COLUMBUS ST, ALEXANDRIA, VA 22314-4158 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Mar 06, 2019 | Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2019 · Amount on Record |
| Deed Sale | Mar 06, 2019 · Amount on Record |
| Prior Sale | May 17, 2016 · Amount on Record |
| Deed Doc Number | 20192209776 |
| Deed Book / Page | 2952 / 927 |
| Prior Transfer Date | Apr 20, 2005 |
| Prior Transfer Doc | 0021060760 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 449 PINE LN, BIG PINE KEY, FL 33043-4610 |
| Document Number | 0002547091 |
| Book / Page | 3385 / 2015 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20262547091 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 682 S COLUMBUS ST, ALEXANDRIA, VA 22314-4158 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 449 PINE LN, BIG PINE KEY, FL 33043-4610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NEVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12001 TALIESIN PL 12, 12, RESTON, VA 20190-3332 |
| Document Number | 0030642390 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 3064/2390 |
| Instrument | 2296418 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 06, 2019 |
| Property Address | 449 PINE LN, BIG PINE KEY, FL 33043-4610 |
| Document Number | 0029520927 |
| Book / Page | 2952 / 0927 |
| Map Reference | MB 4 PG 59 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 2209776 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 449 PINE LN, 449, BIG PINE KEY, FL 33043-4610 |
| Name | Verified Name |
|---|---|
| Address | 12001 TALIESIN PL APT 12, 12, RESTON, VA 20190-3332 |
| Document Number | 0002209777 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 2209777 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,684.00 (+11.66%) | $787,004 (+24.77%) Land $513,750 Building $273,254 | $787,004 (+24.77%) Land $513,750 Building $273,254 |
| 2024 | $5,986.00 (+10.81%) | ||
| 2023 | $5,402.00 (+8.02%) | $630,779 (+9.19%) Land $369,900 Building $260,879 | $630,779 (+9.19%) Land $369,900 Building $260,879 |
| 2022 | $5,001.00 | $577,690 Land $313,388 Building $264,302 | $577,690 Land $313,388 Building $264,302 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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