550 Pine Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 550 Pine Ln, Big Pine Key, FL 33043 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,363 sqft · built 1970
Lot Size	0.236 acres (10,275 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Jul 2024)
Tax Bill	$6,641 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00286400-000000`

Property Details

APN / Parcel Number

Primary APN	`00286400-000000`
Alternative APN	`1358584`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,363 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,043 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,275 sqft (0.236 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	472 sqft
Deck Area	200 sqft
Patio Area	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1358584
Street Address	550 PINE LN
City	BIG PINE KEY
State	FL
Zip	33043-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 WHISPERING PINES-PLAT 4 PB4-77 BIG PINE KEY OR520-354 OR643-125 OR688-534 OR691-157 OR705-553 OR715-565 OR1630-1148 OR1632-2083/AFF OR2893-957D/C OR3170-0152 OR3283-1928
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	WHISPERING PINES NO 4
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1001
Census Tract	971401

Owner

Source: Monroe County records · APN 00286400-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	550 PINE LN, BIG PINE KEY, FL 33043-4611
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	20242467665
Deed Book / Page	3283 / 1928
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 26, 2022
Property Address	550 PINE LN, BIG PINE KEY, FL 33043-4611
Document Number	0031700152
Book / Page	3170 / 152
Map Reference	MB 4 PG 77
Instrument Date	Apr 25, 2022
Instrument	2372645
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 PINE LN, 550, BIG PINE KEY, FL 33043-4611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 FAIRWAY DR S, JUPITER, FL 33477-5136

Mortgage

Document Number	0003170154
Date	Apr 26, 2022
Instrument	3170/154

Lender

Name	POPULAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,641.00 (+16.96%)	$701,740 (+28.7%) Land $513,750 Building $187,990	$701,740 (+28.7%) Land $513,750 Building $187,990
2024	$5,678.00 (+11.99%)
2023	$5,070.00 (+64.08%)	$545,259 (+54.28%) Land $369,900 Building $175,359	$545,259 (-13.4%) Land $369,900 Building $175,359
2022	$3,090.00 Senior Citizen's exemption	$353,416	$629,629 Land $456,897 Building $172,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 369 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.