448 Pine Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 448 Pine Ln, Big Pine Key, FL 33043 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1997
Square Footage	2,764 sqft Living Area
Lot Size	22,071 sqft (0.507 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2019)
Tax Bill	$3,210.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00286430-000000`
Alternative APNs	`23662900286430000000` `1358614`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,764 sqft Living Area
1st Floor	2,764 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Masonry Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	22,071 sqft (0.507 acres)
Depth X Width	137 ft x 90 ft Depth x Width
Garage Area	600 sqft Garage

Exterior Amenities

Deck Area	272 sqft Deck
Patio Area	120 sqft Patio
Porch Area	612 sqft Porch
View	Canal View
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1358614
Street Address	448 PINE LN
City	BIG PINE KEY
State	FL
Zip	33043-4612
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES-PLAT #4 BIG PINE KEY PB4-77 SLY 15 LOT 5 LOTS 6 & 7 OR510-20 OR772-242 OR950-1820/21 OR1330-2076/77 OR2071-1934 OR2990-0276
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	WHISPERING PINES NO 4
Legal Lot Number	5,6,7
Jurisdiction	MONROE FL
Minor Civil Division	LOWER KEYS
Census Blockgroup	1
Census Block	1001
Census Tract	971401

Owner

Source: Monroe County records · APN 00286430-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	448 PINE LN, BIG PINE KEY, FL 33043-4612
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Nov 17, 2005 · Amount on Record
Deed Doc Number	20192241005
Deed Book / Page	2990 / 276
Record Refreshed	Jun 08, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 18, 2019
Property Address	448 PINE LN, BIG PINE KEY, FL 33043-4612
Document Number	0029900276
Book / Page	002990 / 000276
Instrument Date	Oct 18, 2019
Instrument	2241005
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	448 PINE LN BIG PINE KEY FL 330434612, BIG PINE KEY, FL 33043-4612

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,889 (+5.99%)	$1,045,553 (+20.94%) Land $688,850 Building $356,703
2024	$3,210.00 (+5.25%)
2023	$3,050.00 (+2.69%) Homeowner's exemption	$311,255 (+3%)	$864,509 (+10.22%) Land $522,952 Building $341,557
2022	$2,970.00 Homeowner's exemption	$302,190	$784,374 Land $442,921 Building $341,453

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.