442 Pine Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 442 Pine Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1910
Lot Size	0.188 acres (8,200 sqft)
Owner	Individual Name on Record
Last Sale	$87,750 (Oct 2022)
Tax Bill	$693 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-012932`

Property Details

APN / Parcel Number

Primary APN	`22-012932`
Alternative APN	`012932`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Lot Area	8,200 sqft (0.188 acres)
Lot Dimensions	205 ft deep x 40 ft wide
Porch	Slab
Porch Area	154 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	012932
Street Address	442 PINE AVE
City	CUMBERLAND
State	MD
Zip	21502-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	442 PINE AVE LOT 335 40X205 EASTERN
Legal Subdivision	CUMBERLAND IMPROV CO
Legal Lot Number	335
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1026
Census Tract	500

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 PINE AVE, CUMBERLAND, MD 21502-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 10, 2021	Deed, Transfer ATTICUS TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Book / Page	2822 / 49
Transfer Doc	0000001178
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	442 PINE AVE, CUMBERLAND, MD 21502-2522
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 PINE AVE, CUMBERLAND, MD 21502-2522

Mortgage

Document Number	003102-0223
Date	Oct 6, 2025
Book Page	3102/223

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	442 PINE AVE, CUMBERLAND, MD 21502-2522
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 PINE AVE, CUMBERLAND, MD 21502-2522

Mortgage

Document Number	002909-0399
Date	Sep 26, 2023
Book Page	2909/399

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 10, 2021
Property Address	442 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	002638-0345
Book / Page	2638 / 345
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	ATTICUS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13802 GREBE ST, CLARKSBURG, MD 20871-6373

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,000 (+73.23%) Land $6,500 Building $81,500	$88,000 (+73.23%) Land $6,500 Building $81,500
2025	$693.00 (+46.82%)
2023	$472.00	$50,800 Land $6,500 Building $44,300	$50,800 Land $6,500 Building $44,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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