449 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 449 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1966
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Jun 2025)
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-061104-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-061104-00.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	972 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	276 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	449 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	7E-7N-12 PT S1/2 NE SE PAR 117 60' X 205'
Legal Range	07E
Legal Township	07N
Legal Section	12
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	449 MONROE ST, DELTA, OH 43515-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS CU
Jan 4, 2018	Survivorship Deed, Transfer · Conventional Mortgage NOIC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Jan 4, 2018 · Amount on Record
Deed Document Number	20252499
Deed Book / Page	385 / 1898
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	449 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	00373/4665
Date	Aug 4, 2022
Book Page	373/4665
Instrument	202200003729

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

January 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Jan 4, 2018
Property Address	449 MONROE ST, DELTA, OH 43515-1029
Document Number	0345/0246
Book / Page	0345 / 0246
Instrument Date	Dec 27, 2017
Instrument	201800245048
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MONROE ST, DELTA, OH 43515-1029
Investor	Possibly a Property Investor

Mortgage

Document Number	201800245049
Date	Jan 4, 2018
Instrument	201800245049

Lender

Name	NOIC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,593.00 (-5.35%)	$36,400 (-0.03%) Land $6,690 Building $29,710	$104,000 (-) Land $19,100 Building $84,900
2024	$1,683.00 (-0.88%)	$36,410 (-) Land $6,690 Building $29,720	$104,000 (-) Land $19,100 Building $84,900
2023	$1,698.00 (+6.59%) Homeowner's exemption	$36,410 (+27.31%) Land $6,690 Building $29,720	$104,000 (+27.29%) Land $19,100 Building $84,900
2022	$1,593.00 Homeowner's exemption	$28,600 Land $5,570 Building $23,030
2020			$81,700 Land $15,900 Building $65,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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