450 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 450 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,560 sqft · built 1972
Lot Size	0.569 acres (24,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2024)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-058976-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-058976-00.000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,560 sqft Living Area
1st Floor Area	1,900 sqft
Upper Floors Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,781 sqft (0.569 acres)
Lot Dimensions	177 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	1,536 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Patio Area	448 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	450 MONROE ST
City	DELTA
State	OH
Zip	43515-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GATES THIRD ADDITION LOT 138 N140.25
Legal Range	00
Legal Township	00
Legal Section	25
Legal Subdivision	GATES THIRD ADDITION
Legal Lot Number	138
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1013
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 MONROE ST, DELTA, OH 43515-1056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 16, 2021	Survivorship Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	20244288
Deed Book / Page	383 / 223
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Aug 9, 2021
Property Address	450 MONROE ST, DELTA, OH 43515-1056
Document Number	368/1803
Book / Page	368 / 1803
Instrument Date	Aug 3, 2021
Instrument	202100004584
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 MONROE ST, DELTA, OH 43515-1056

Mortgage

Document Number	202100004585
Date	Aug 9, 2021
Instrument	202100004585

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Mar 16, 2021
Property Address	450 MONROE ST, DELTA, OH 43515-1056
Document Number	365/4227
Book / Page	365 / 4227
Instrument Date	Mar 5, 2021
Instrument	202100001539
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	LOUISVILLE TTL AGCY FOR N W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 MUNOZ ST, 73515

Mortgage

Document Number	202100001540
Date	Mar 16, 2021
Instrument	202100001540

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,841.00 (-5.17%)	$108,160 (-) Land $10,960 Building $97,200	$309,000 (-) Land $31,300 Building $277,700
2024	$5,105.00 (+1.43%)	$108,160 (-) Land $10,960 Building $97,200	$309,000 (-) Land $31,300 Building $277,700
2023	$5,033.00 (+6.97%) Homeowner's exemption	$108,160 (+28%) Land $10,960 Building $97,200	$309,000 (+28%) Land $31,300 Building $277,700
2022	$4,705.00 Homeowner's exemption	$84,500 Land $9,140 Building $75,360
2020			$241,400 Land $26,100 Building $215,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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