441 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 441 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,798 sqft · built 1975
Lot Size	0.385 acres (16,775 sqft)
Owner	2 Individual Names on File
Last Sale	$70,300 (Apr 2026)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Sep 2010 Mortgage Jun 2006 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-061188-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-061188-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	906 sqft
Upper Floors Area	892 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,775 sqft (0.385 acres)
Lot Dimensions	305 ft deep x 55 ft wide

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	441 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7E-7N-12 PT W 1/2 SE N 55FT OF S 140FT OF PAR 112
Legal Range	07E
Legal Township	07N
Legal Section	12
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

441 Monroe St is owned by two individuals who bought it in April 2026.

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11238 CENTERVILLE ST, WHITEHOUSE, OH 43571-9568
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2010	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Jun 16, 2006	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Apr 28, 2006	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Apr 23, 2026	Warranty Deed, Transfer · Line of Credit FIRST FED'L SVGS & LN ASSN/A
Apr 23, 2026	Warranty Deed, Transfer · Line of Credit NONE LISTED ON DOCUMENT
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	20261715
Deed Book / Page	389 / 3599
Record Updated	Oct 29, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	441 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00294/2079
Date	Sep 1, 2010
Book Page	0294/2079
Instrument	201000198361

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2025

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	441 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00264/0739
Date	Jun 16, 2006
Book Page	0264/0739
Instrument	200600167200

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	101 MAIN ST, DELTA, OH 43515

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	441 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00262/3012
Date	Apr 28, 2006
Book Page	0262/3012
Instrument	200600165888

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	101 MAIN ST, DELTA, OH 43515

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Apr 23, 2026
Property Address	441 MONROE ST, DELTA, OH 43515-1029
Document Number	0000001715
Book / Page	389 / 3599
Instrument Date	Apr 17, 2026
Instrument	2026.1715
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,401.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	11238 CENTERVILLE ST, WHITEHOUSE, OH 43571-9568

Mortgage

Document Number	0000001716,
Date	Apr 23, 2026
Instrument	2026..1716

Lender

Name	FIRST FED'L SVGS & LN ASSN/A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Apr 23, 2026
Property Address	441 MONROE ST, DELTA, OH 43515-1029
Document Number	00389/3599
Book / Page	389 / 3599
Instrument Date	Apr 17, 2026
Instrument	20261715
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,401.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	11238 CENTERVILLE ST, WHITEHOUSE, OH 43571-9568

Mortgage

Document Number	0000001716,
Date	Apr 23, 2026
Book Page	389/3602
Instrument	20261716

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Jul 26, 2017
Property Address	441 MONROE ST, DELTA, OH 43515-1029
Document Number	00341/3792
Book / Page	0341 / 3792
Instrument Date	Jul 17, 2017
Instrument	201700242328
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	201700242329
Date	Jul 26, 2017
Instrument	201700242329

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 441 Monroe St was $1,523, down 5.2% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (-5.23%)	$33,990 (-) Land $6,550 Building $27,440	$97,100 (-) Land $18,700 Building $78,400
2024	$1,607.00 (-0.99%)	$33,990 (-) Land $6,550 Building $27,440	$97,100 (-) Land $18,700 Building $78,400
2023	$1,623.00 (+6.5%)	$33,990 (+27.11%) Land $6,550 Building $27,440	$97,100 Land $18,700 Building $78,400
2022	$1,524.00	$26,740 Land $5,460 Building $21,280
2020			$76,400 Land $15,600 Building $60,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Monroe St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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