449 E Ricotta Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 449 E Ricotta Ct, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,500 sqft · built 2019
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$577,500 (Apr 2019)
Tax Bill$11,664 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN262-300-500-000

Property Details

APN / Parcel Number

Primary APN262-300-500-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,500 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Garage Area704 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address449 E RICOTTA CT
CityTRACY
StateCA
Zip95391-8848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 49 MOUNTAIN HOUSE NEIGHBORHOOD D UNIT 3
Legal SubdivisionMOUNTAIN HOUSE NBRHD D UN
Legal Block1
Legal Lot Number49
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1039
Census Tract5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address449 E RICOTTA CT, TRACY, CA 95391-8848
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Deed Document Number201943314
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address449 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyMEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number0000088059
DateJul 20, 2022
Instrument2022-088059
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address449 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number0000040847
DateMar 5, 2021
Instrument2021-040847
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,664.00 (+9.49%)
2025$10,653.00 (+4.63%) Homeowner's exemption$643,961 (+4.04%) Land $223,101 Building $420,860
2023$10,182.00 (+2.13%) Homeowner's exemption$618,957 Land $214,439 Building $404,518$705,960
2022$9,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

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