434 E Ricotta Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 434 E Ricotta Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,142 sqft · built 2019
Lot Size	0.064 acres (2,790 sqft)
Owner	Individual Name on Record
Last Sale	$523,500 (Apr 2019)
Tax Bill	$10,612 (2026)
Deeds & Mortgages	Jul 2022 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-300-520-000`

Property Details

APN / Parcel Number

Primary APN	`262-300-520-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,790 sqft (0.064 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 E RICOTTA CT
City	TRACY
State	CA
Zip	95391-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 51 MOUNTAIN HOUSE NEIGHBORHOOD D UNIT 3
Legal Subdivision	MOUNTAIN HOUSE NBRHD D UN
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1039
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 E RICOTTA CT, TRACY, CA 95391-8848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Transfer on Death Deed, Transfer
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2020	Deed of Trust, Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	201941986
Last Transfer Date	Jun 1, 2022
Transfer Doc	0000082143
Record Updated	Oct 29, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 5, 2022
Property Address	434 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Document Number	0000082143
Map Reference	MB 43 PG 31
Instrument Date	Jun 1, 2022
Instrument	2022-082143
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E RICOTTA CT, TRACY, CA 95391-8848

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	434 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number	0000054661
Date	Mar 29, 2021
Instrument	2021-054661

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	434 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Document Number	0000073515
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	434 E RICOTTA CT MOUNTAIN HOUSE CA 953918848, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number	0000073515
Date	Jun 23, 2020
Instrument	73515

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,612.00 (+10.32%)
2025	$9,619.00 (+4.58%)	$572,287 (+4.04%) Land $218,727 Building $353,560
2023	$9,198.00 (+2.08%)	$550,067 Land $210,235 Building $339,832	$835,020
2022	$9,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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