442 E Ricotta Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 442 E Ricotta Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,743 sqft · built 2019
Lot Size	0.099 acres (4,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$857,000 (Sep 2023)
Tax Bill	$12,763 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-300-510-000`

Property Details

APN / Parcel Number

Primary APN	`262-300-510-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,743 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,307 sqft (0.099 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	442 E RICOTTA CT
City	TRACY
State	CA
Zip	95391-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 50 MOUNTAIN HOUSE NEIGHBORHOOD D UNIT 3
Legal Subdivision	MOUNTAIN HOUSE NBRHD D UN
Legal Block	1
Legal Lot Number	50
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1039
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 E RICOTTA CT, TRACY, CA 95391-8848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit UNCLE CREDIT UNION
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	202377666
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 21, 2026
Property Address	442 E RICOTTA CT, TRACY, CA 95391-8848
Document Number	0000046773
Instrument Date	May 8, 2026
Instrument	202646773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	442 E RICOTTA CT, TRACY, CA 95391-8848

Mortgage

Document Number	0000046773,
Date	May 21, 2026
Instrument	202646773

Lender

Name	UNCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 29, 2023
Property Address	442 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Document Number	0000077666
Map Reference	MB 43 PG 31
Instrument Date	Sep 26, 2023
Instrument	2023-077666
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	442 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number	0000077667
Date	Sep 29, 2023
Instrument	2023-077667

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	442 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number	0000116468
Date	Jul 12, 2021
Instrument	2021-116468

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	442 E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848
Document Number	0000136520
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	442 E RICOTTA CT MOUNTAIN HOUSE CA 953918848, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number	0000136520
Date	Oct 13, 2020
Instrument	136520

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,763.00 (+0.79%)	$803,200 (-8.12%) Land $240,000 Building $563,200
2025	$12,663.00 (+39.06%)	$874,140 (+57.1%) Land $265,200 Building $608,940
2023	$9,106.00 (+2.06%) Homeowner's exemption	$556,416 Land $214,439 Building $341,977	$749,340
2022	$8,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Ricotta Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures