449 Cedar Pointe Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 449 Cedar Pointe Ln, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,814 sqft · built 1996
Lot Size0.425 acres (18,513 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Mar 2023)
Tax Bill$4,317 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2022 Refinance
APN0451004000130

Property Details

APN / Parcel Number

Primary APN0451004000130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,814 sqft Living Area
1st Floor Area1,550 sqft
AtticAttic
Attic Area440 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,513 sqft (0.425 acres)
Lot Dimensions242 ft deep x 61 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address449 CEDAR POINTE LN
CityCHESAPEAKE
StateVA
Zip23323-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description13 CEDAR POINTE MEADOWS
Legal SubdivisionCREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract21303

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address449 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Warranty Deed, Transfer · VA Mortgage
EMM LOANS LLC
Aug 8, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CBM MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2023 · Amount on Record
Deed SaleMar 1, 2023 · Amount on Record
Deed Document Number20234048
Deed Book / Page10641 / 1652
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 1, 2023
Property Address449 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931
Document Number10641/1652
Book / Page10641 / 1652
Instrument DateFeb 24, 2023
Instrument230004048
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyTITLEQUEST AGENCY INC, TITLEQUEST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931

Mortgage

Document Number0230004049
DateMar 1, 2023
Instrument230004049
Lender
NameEMM LOANS LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address449 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010589/57
DateAug 8, 2022
Book Page10589/57
Instrument220025264
Lender
NameCBM MORTGAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate6.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,317.00 (+60.3%)$427,400 (+20.26%) Land $185,000 Building $242,400$427,400 (+20.26%) Land $185,000 Building $242,400
2023$355,400 Land $130,000 Building $225,400$355,400 Land $130,000 Building $225,400
2019$2,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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