Chesapeake City property record for 437 Cedar Pointe Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,069 sqft · built 1996 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Aug 1999) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Dec 2017 Refinance Apr 2008 Line of Credit + 2 more |
| APN | 0451004000100 |
| Primary APN | 0451004000100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,069 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Upper Floors Area | 890 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,820 sqft (0.455 acres) |
| Lot Dimensions | 211 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | Deck Area |
| Patio Area | 259 sqft |
| Balcony Area | 26 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 437 CEDAR POINTE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 10 CEDAR POINTE MEADOWS |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 437 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT EQUITY MORTGAGE LLC |
| Apr 11, 2008 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT U |
| Jul 18, 2006 | Deed of Trust, Mortgage CITIBANK FEDERAL SAVINGS |
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 1999 · Amount on Record |
| Deed Sale | Aug 2, 1999 · Amount on Record |
| Deed Book / Page | 3938 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 437 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09866/1986 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 9866/1986 |
| Instrument | 170034936 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 437 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007450/64 |
|---|---|
| Date | Apr 11, 2008 |
| Book Page | 7450/64 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 10, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 437 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006648/292 |
|---|---|
| Date | Jul 18, 2006 |
| Book Page | 6648/292 |
| Name | CITIBANK FEDERAL SAVINGS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 13, 2026 |
| Property Address | 437 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Document Number | 0000012113 |
| Book / Page | 10978 / 357 |
| Instrument Date | May 8, 2026 |
| Instrument | 202612113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 437 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Document Number | 0000012113, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 10978/357 |
| Instrument | 202612113 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 27, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 (+56.86%) | $460,500 (+12.48%) Land $185,000 Building $275,500 | $460,500 (+12.48%) Land $185,000 Building $275,500 |
| 2023 | $409,400 (+11.92%) Land $130,000 Building $279,400 | $409,400 (+11.92%) Land $130,000 Building $279,400 | |
| 2022 | $365,800 Land $120,000 Building $245,800 | $365,800 Land $120,000 Building $245,800 | |
| 2019 | $2,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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