Chesapeake City property record for 445 Cedar Pointe Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,708 sqft · built 1995 |
| Lot Size | 0.619 acres (26,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,680 (Jul 2007) |
| Tax Bill | $5,260 (2025) |
| Deeds & Mortgages | Jan 2011 Mortgage Feb 2009 Mortgage + 2 more |
| APN | 0451004000120 |
| Primary APN | 0451004000120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,964 sqft (0.619 acres) |
| Lot Dimensions | 202 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 64 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 68 sqft |
| Deck Area | Deck Area |
| Patio Area | 304 sqft |
| Balcony Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 CEDAR POINTE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 12 CEDAR POINTE MEADOWS |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2011 | Deed of Trust, Mortgage · FHA Mortgage WESTSTAR MORTGAGE INC |
| Feb 17, 2009 | Deed of Trust, Mortgage · FHA Mortgage NUMERICA MORTGAGE LLC |
| Oct 28, 2016 | Gift Deed, Transfer · Stand-Alone Refinance NFM INC |
| Mar 20, 2007 | Warranty Deed, Transfer · Conventional Mortgage CENTURY 21 MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2007 · Amount on Record |
| Deed Sale | Jul 17, 2007 · Amount on Record |
| Prior Sale | Jul 17, 2007 · Amount on Record |
| Deed Book / Page | 7160 / 662 |
| Last Transfer Date | Oct 24, 2016 |
| Transfer Doc | 009716/400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 445 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008317/458 |
|---|---|
| Date | Jan 20, 2011 |
| Book Page | 8317/458 |
| Name | WESTSTAR MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 445 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007712/673 |
|---|---|
| Date | Feb 17, 2009 |
| Book Page | 7712/673 |
| Name | NUMERICA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 28, 2016 |
| Property Address | 445 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Document Number | 009716/400 |
| Book / Page | 9716 / 400 |
| Instrument Date | Oct 24, 2016 |
| Instrument | 160030606 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Document Number | 009716/405 |
|---|---|
| Date | Oct 28, 2016 |
| Book Page | 9716/405 |
| Instrument | 160030607 |
| Name | NFM INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 20, 2007 |
| Property Address | 445 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931 |
| Document Number | 006998/417 |
| Book / Page | 6998 / 417 |
| Instrument Date | Feb 15, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006998420 |
|---|---|
| Date | Mar 20, 2007 |
| Instrument | 6998/420 |
| Name | CENTURY 21 MTG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,700 (+3.82%) Land $200,000 Building $340,700 | $540,700 (+3.82%) Land $200,000 Building $340,700 | |
| 2025 | $5,260.00 (+50.11%) | $520,800 (+7.25%) Land $185,000 Building $335,800 | $520,800 (+7.25%) Land $185,000 Building $335,800 |
| 2023 | $485,600 (+13.17%) Land $130,000 Building $355,600 | $485,600 (+13.17%) Land $130,000 Building $355,600 | |
| 2022 | $429,100 Land $120,000 Building $309,100 | $429,100 Land $120,000 Building $309,100 | |
| 2019 | $3,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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