Polk County property record for 429 Bent Oak Loop, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1995 |
| Lot Size | 0.23 acres (9,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Aug 2012) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-10-701301-000430 |
| Primary APN | 27-26-10-701301-000430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 1,922 sqft |
| 1st Floor Area | 1,522 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,997 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 364 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|
| Street Address | 429 BENT OAK LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-5791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 43 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SUNRIDGE WOODS PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 701301 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12506 |
429 Bent Oak Loop is owned and occupied by two individuals who bought it in August 2012.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Nov 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2012 · Amount on File |
| Deed Sale | Aug 29, 2012 · Amount on File |
| Prior Sale | Jul 20, 1995 · Amount on File |
| Deed Document Number | 2012154299 |
| Deed Book / Page | 8736 / 528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 429 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 429 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Document Number | 0000161716 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 12759/2073 |
| Instrument | 2023161716 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 429 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Document Number | 0114600040 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 429 BENT OAK LOOP DAVENPORT FL 338375791, DAVENPORT, FL 33837-5791 |
| Document Number | 0114600040 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 011460/000040 |
| Instrument | 247029 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 429 BENT OAK LOOP, DAVENPORT, FL 33837-5791 |
| Document Number | 0107340842 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 429 BENT OAK LOOP DAVENPORT FL 338375791, DAVENPORT, FL 33837-5791 |
| Document Number | 0107340842 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 010734/000842 |
| Instrument | 17431 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2049 |
The 2025 property tax bill for 429 Bent Oak Loop was $1,252 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,780 (+2.7%) | $285,620 (-0.86%) Land $58,000 Building $227,620 | |
| 2025 | $1,252.00 Homeowner's exemption | $137,079 | $288,091 Land $58,000 Building $230,091 |
| 2023 | $1,702.00 (+4.55%) Homeowner's exemption | $129,336 (+3%) | $287,782 (+13.41%) Land $56,000 Building $231,782 |
| 2022 | $1,628.00 Homeowner's exemption | $125,569 | $253,759 Land $46,000 Building $207,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Bent Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2002–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 Bent Oak Loop is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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