Clackamas County property record for 4489 Upper Dr, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 3,974 sqft · built 1995 |
| Lot Size | 0.556 acres (24,247 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E08CC00300 |
| Primary APN | 21E08CC00300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,974 sqft Living Area |
| 1st Floor Area | 2,244 sqft |
| 2nd Floor Area | 1,730 sqft |
| Attic Area | 1,730 sqft |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 24,247 sqft |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00243212 |
|---|---|
| Street Address | 4489 UPPER DR |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | 339 LAKE VIEW VILLAS PT LT 113 |
| Legal Range | 01E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | LAKE VIEW VILLAS PT LT |
| Legal Block | 113 |
| Legal Lot Number | 113 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20202 |
4489 Upper Dr is owned and occupied by an individual who acquired it in June 2016.
Source: Clackamas County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4489 UPPER DR, LAKE OSWEGO, OR 97035-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK |
| Dec 4, 2019 | Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2016 |
| Deed Sale | Jun 10, 2016 |
| Deed Document Number | 00243212-06 |
| Prior Transfer Date | Dec 17, 2001 |
| Prior Transfer Doc | 2001-106259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 4489 UPPER DR, LAKE OSWEGO, OR 97035-4334 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | LAWYERS |
| Name | Verified Name |
|---|
| Document Number | 0000048672 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019-048672 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97205 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 5, 2029 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Dec 4, 2019 |
| Property Address | 4489 UPPER DR, LAKE OSWEGO, OR 97035-4334 |
| Instrument Date | Nov 29, 2019 |
| Instrument | 77119 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 13, 2019 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 NE 185TH #127 PORTLAND OR 97229, 127, PORTLAND, OR 97229 |
| Document Number | 0000077119 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 77119 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 3, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $699,360 | $1,302,346 Land $400,756 Building $901,590 |
| 2023 | Additional exemption filed | $661,123 | $1,264,098 Land $384,768 Building $879,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4489 Upper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4489 Upper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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