4460 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4460 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,164 sqft · built 2021
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Last Sale$2,550,000 (May 2022)
Tax Bill$31,208 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jan 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN21E08CC03500

Property Details

APN / Parcel Number

Primary APN21E08CC03500
Alternative APN
  • 00243604

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,164 sqft Living Area
Basement Area450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00243604
Street Address4460 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2020-013 PARCEL 3
Legal Range1E
Legal Township2S
Legal Section08
Legal SubdivisionLAKE VIEW VILLAS
Legal Lot Number2
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1010
Census Tract20202

Owner

Source: Clackamas County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4460 UPPER DR, LAKE OSWEGO, OR 97035-4335
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP
Jan 11, 2019Warranty Deed, Transfer · Line of Credit
COMMUNITY FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleJan 11, 2019 · Amount on Record
Deed Document Number202230603
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateMay 26, 2022
Property Address4460 UPPER DR, LAKE OSWEGO, OR 97035-4335
Document Number0000030603
Instrument DateMay 25, 2022
Instrument2022-030603
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4460 UPPER DR, LAKE OSWEGO, OR 97035-4335

Mortgage

Document Number0000030477
DateMay 26, 2022
Instrument2022-030477
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term197 Months
DueOct 1, 2038

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJan 11, 2019
Property Address4460 UPPER DR, LAKE OSWEGO, OR 97035-4335
Document Number0000001661
Instrument DateJan 7, 2019
Instrument2019-001661
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12600 SW 72ND AVE STE 200, 200, PORTLAND, OR 97223-8356

Mortgage

Document Number0000001662
DateJan 11, 2019
Instrument2019-001662
Lender
NameCOMMUNITY FINANCIAL CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 1, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,208.00 (+5.85%)$1,625,095 (+6.09%)$3,093,991 (+2.97%) Land $444,891 Building $2,649,100
2023$29,484.00$1,531,809$3,004,862 Land $427,142 Building $2,577,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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