4480 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4480 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,577 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$1,950,000 (Nov 2021)
Tax Bill$21,314 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21E08CC03501

Property Details

APN / Parcel Number

Primary APN21E08CC03501
Alternative APN
  • 05036020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,577 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Account Number05036020
Street Address4480 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2020-013 PARCEL 1
Legal SubdivisionPARTITION PLAT
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1010
Census Tract20202

Owner

4480 Upper Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Clackamas County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4480 UPPER DR, LAKE OSWEGO, OR 97035-4335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021 · Amount on File
Deed SaleNov 29, 2021 · Amount on File
Deed Document Number2021104287
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateNov 29, 2021
Property Address4480 UPPER DR, LAKE OSWEGO, OR 97035-4335
Document Number0000104287
Map ReferenceDOC 2020-013
Instrument DateNov 24, 2021
Instrument2021-104287
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 3, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4480 UPPER DR, LAKE OSWEGO, OR 97035-4335

Mortgage

Document Number0000104288
DateNov 29, 2021
Instrument2021-104288
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4480 Upper Dr was $21,314.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,314.00$1,109,879$2,137,560 Land $322,980 Building $1,814,580
2023$20,136.00$1,046,168$2,075,575 Land $310,095 Building $1,765,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4480 Upper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4480 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Upper Dr

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