Cabarrus County property record for 4489 Ranchway Dr SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,083 sqft · built 1977 |
| Lot Size | 1.1 acres (47,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2021) |
| Tax Bill | $4,809 (2023) |
| Deeds & Mortgages | Jun 2019 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02036C0011.000000 |
| Primary APN | 02036C0011.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| Gross Area | 3,767 sqft |
| 1st Floor Area | 2,083 sqft |
| Basement Area | 925 sqft |
| Finished Basement | 925 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,988 sqft (1.1 acres) |
| Lot Dimensions | 258 ft deep x 186 ft wide |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,200 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 364 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Storage Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 145153 |
|---|---|
| Street Address | 4489 RANCHWAY DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-0422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LT 91 CAROLANDO SEC 2 |
| Legal Subdivision | CAROLANDO |
| Legal Lot Number | 91 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 42603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4489 RANCHWAY DR SW, CONCORD, NC 28027-0422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Mar 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage BRYN MAWR TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Apr 5, 2000 · Amount on Record |
| Deed Book / Page | 15035 / 143 |
| Prior Transfer Date | Mar 29, 2000 |
| Prior Transfer Doc | 2833000321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4489 RANCHWAY DR SW, CONCORD, NC 28027-0422 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013550224 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 13550/0224 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 26, 2021 |
| Property Address | 4489 RANCHWAY DR SW, CONCORD, NC 28027-0422 |
| Document Number | 0015035143 |
| Book / Page | 15035 / 143 |
| Map Reference | MB 16 PG 35 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3970 WOOLCOCK DR # 101101, 3970, MYRTLE BEACH, SC 29588-4006 |
| Name | Verified Name |
|---|---|
| Address | 4489 RANCHWAY DR SW, CONCORD, NC 28027-0422 |
| Investor | Possibly a Property Investor |
| Document Number | 0015035145 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 15035/145 |
| Name | BRYN MAWR TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,940 (+26.59%) Land $90,000 Building $408,940 | ||
| 2024 | $498,940 (+26.59%) Land $90,000 Building $408,940 | ||
| 2023 | $4,809.00 | $394,140 Land $60,000 Building $334,140 | $394,140 Land $60,000 Building $334,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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