4484 Ranchway Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4484 Ranchway Dr SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,141 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Jul 2026)
Tax Bill	$5,334 (2023)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02036C0034.100000`

Property Details

APN / Parcel Number

Primary APN	`02036C0034.100000`
Alternative APNs	`5509 81 0841` `140997` `169030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,141 sqft Living Area
Gross Area	4,251 sqft
1st Floor Area	1,345 sqft
Upper Floors Area	1,380 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	491 ft deep x 112 ft wide
Garage Type	Mixed
Garage Area	650 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	460 sqft
Storage Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169030
Street Address	4484 RANCHWAY DR SW
City	CONCORD
State	NC
Zip	28027-0422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	P/O LT 93 CAROLANDO
Legal Subdivision	CAROLANDO
Legal Lot Number	93
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	4
Census Block	4003
Census Tract	42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 BRIDGES ACRES RD, KANNAPOLIS, NC 28027
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Oct 15, 2020	Deed of Trust, Mortgage · Conventional with PMI INTERCOASTAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	202616652
Deed Book / Page	18082 / 9
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 14, 2026
Property Address	4484 RANCHWAY DR SW, CONCORD, NC 28027-0422
Document Number	0000016652
Book / Page	18082 / 9
Instrument Date	Jul 14, 2026
Instrument	202616652
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$157,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 15, 2020
Property Address	4484 RANCHWAY DR SW, CONCORD, NC 28027-0422
Document Number	0014582215
Book / Page	14582 / 215
Map Reference	MB 16 PG 35
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9519 HICKORY RIDGE RD, 9519, HARRISBURG, NC 28075-7666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4484 RANCHWAY DR SW, CONCORD, NC 28027-0422

Mortgage

Document Number	0014582218
Date	Oct 15, 2020
Instrument	14582/218

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4484 RANCHWAY DR SW, CONCORD, NC 28027-0422
Document Number	14582218
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4484 RANCHWAY DR SW CONCORD NC 280270422, CONCORD, NC 28027-0422

Mortgage

Document Number	14582218
Date	Oct 15, 2020
Book Page	014582/000218
Instrument	35758

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,130 (-) Land $90,000 Building $445,130
2025		$535,130 (+22.39%) Land $90,000 Building $445,130
2024			$535,130 (+22.39%) Land $90,000 Building $445,130
2023	$5,334.00	$437,230 Land $60,000 Building $377,230	$437,230 Land $60,000 Building $377,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ranchway Dr SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures