4480 Ranchway Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4480 Ranchway Dr SW, Concord, NC 28027

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.659 acres (28,700 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (Mar 2026)
Tax Bill	$37 (2023)
Deeds & Mortgages	Mar 2026 Sale Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02036C0034.000000`

Property Details

APN / Parcel Number

Primary APN	`02036C0034.000000`
Alternative APNs	`5509 81 3705` `5816090` `165761`

Exterior

Lot Area	28,700 sqft (0.659 acres)
Lot Dimensions	574 ft deep x 50 ft wide

Location & Zoning

Account Number	165761
Street Address	4480 RANCHWAY DR SW
City	CONCORD
State	NC
Zip	28027-0422
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RL
Legal Description	P/O LT 93 CAROLANDO SEC II
Legal Subdivision	CAROLANDO
Legal Lot Number	93
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	4
Census Block	4003
Census Tract	42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4370 CODDLE CREEK DR, CONCORD, NC 28027-8570
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer NH TITLE GROUP
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	20265873
Deed Book / Page	17892 / 126
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 17, 2026
Property Address	4480 RANCHWAY DR SW, CONCORD, NC 28027-0422
Document Number	0017892126
Book / Page	17892 / 126
Map Reference	MB 17 PG 7
Instrument Date	Mar 17, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$832.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CLINE STB, CONCORD, NC 28027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CODDIE CREEK, CONCORD, NC 28027-8570

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 6, 2023
Property Address	4480 RANCHWAY DR SW, CONCORD, NC 28027-0422
Document Number	0001667471
Book / Page	16674 / 71
Map Reference	MB 17 PG 7
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 HORSESHOE DR, MOUNT HOLLY, NC 28120-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CODDLE CREEK DR, CONCORD, NC 28027-8570

Mortgage

Document Number	0166740074
Date	Oct 6, 2023
Instrument	16674-0074

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,500 (-) Land $4,500
2025		$4,500 (+5%) Land $4,500
2024			$4,500 (+5%) Land $4,500
2023	$37.00	$3,000 Land $3,000	$3,000 Land $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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