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44889 Kelsa Anne Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44889 Kelsa Anne Loop, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,136 sqft · built 2024
Lot Size0.213 acres (9,281 sqft)
OwnerTrust Name on File
Last Sale$987,200 (Dec 2024)
Tax Bill$10,139 (2025)
Deeds & MortgagesDec 2024 Sale
Apr 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-26-21-200-153

Property Details

APN / Parcel Number

Primary APN42-26-21-200-153

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,136 sqft Living Area
Gross Area4,196 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,281 sqft (0.213 acres)
View / LotWater
DrivewayDriveway
Driveway Area720 sqft
Pool Area35 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address44889 KELSA ANNE LOOP
CityPUNTA GORDA
StateFL
Zip33982-6170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionCV2 001 0000 5985 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 5985 3356533 3473078
Legal SubdivisionBABCOCK RANCH
Legal Phase1
Legal Lot Number5985
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

44889 Kelsa Anne Loop is held in a trust since December 2024.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address8804 GREEN ST, WHEELERSBURG, OH 45694-1940
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2024Special Warranty Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Apr 10, 2024Correction Deed
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jan 9, 2024Special Warranty Deed, Transfer · Construction Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2024 · Amount on File
Deed SaleDec 4, 2024 · Amount on File
Prior SaleJan 9, 2024 · Amount on File
Deed Document Number3473078
Record UpdatedJun 8, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 4, 2024
Property Address44889 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170
Document Number0003473078
Map ReferenceMB 26 PG 13A-13Q
Instrument DateNov 27, 2024
Instrument3473078
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Tax$6,910.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16990 TELEGRAPH ST, PUNTA GORDA, FL 33982

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8804 GREEN ST, WHEELERSBURG, OH 45694-1940

April 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateApr 10, 2024
Property Address44889 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170
Document Number0003391753
Map ReferenceMB 26 PG 13A-31Q
Instrument DateApr 5, 2024
Instrument3391753
Record UpdatedDec 11, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483

Transferred To (Grantee/Buyer)

NameVerified Name
Address3925 COCONUT PALM DR # SUITE230, SUITE230, TAMPA, FL 33619-1303
InvestorPossibly a Property Investor

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 9, 2024
Property Address44889 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170
Document Number0003356533
Map ReferenceMB 26 PG 13A-13Q
Instrument DateJan 5, 2024
Instrument3356533
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Tax$18,981.90
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483

Transferred To (Grantee/Buyer)

NameVerified Name
Address3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303
InvestorPossibly a Property Investor

Mortgage

Document Number0003356534
DateJan 9, 2024
Instrument3356534
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressROCKVILLE, MD 20852
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term19 Months
DueAug 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 44889 Kelsa Anne Loop was $10,139.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,139.00$678,586$644,087 Land $99,500 Building $544,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44889 Kelsa Anne Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44889 Kelsa Anne Loop is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		940 / 940
Verizon
Fixed Wireless		300 / 20

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