Charlotte County property record for 44883 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2,080 sqft · built 2025 |
| Lot Size | 0.212 acres (9,278 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $738,000 (Apr 2025) |
| Tax Bill | $1,263 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-154 |
| Primary APN | 42-26-21-200-154 |
|---|
| Building Area | 2,080 sqft Living Area |
|---|---|
| Gross Area | 2,732 sqft |
| Year Built | Built 2025 |
|---|---|
| Lot Area | 9,278 sqft (0.212 acres) |
| View / Lot | Water |
| Street Address | 44883 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CV2 001 0000 5986 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 5986 3356533 3511606 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 5986 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 44883 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Apr 10, 2024 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jan 9, 2024 | Special Warranty Deed, Transfer · Construction Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on Record |
| Deed Sale | Apr 2, 2025 · Amount on Record |
| Prior Sale | Jan 9, 2024 · Amount on Record |
| Deed Document Number | 3511606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 2, 2025 |
| Property Address | 44883 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003511606 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Mar 28, 2025 |
| Instrument | 3511606 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,166.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42880 CRESCENT LOOP STE 120, 120, PUNTA GORDA, FL 33982-5062 |
| Name | Verified Name |
|---|---|
| Address | 44883 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003511607 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 3511607 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 44883 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003391753 |
| Map Reference | MB 26 PG 13A-31Q |
| Instrument Date | Apr 5, 2024 |
| Instrument | 3391753 |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 3925 COCONUT PALM DR # SUITE230, SUITE230, TAMPA, FL 33619-1303 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 9, 2024 |
| Property Address | 44883 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003356533 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jan 5, 2024 |
| Instrument | 3356533 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,981.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303 |
| Investor | Possibly a Property Investor |
| Document Number | 0003356534 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 3356534 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Aug 1, 2025 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,263.00 | $84,575 | $99,500 Land $99,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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