Charlotte County property record for 44862 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,144 sqft · built 2024 |
| Lot Size | 0.225 acres (9,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jun 2025) |
| Tax Bill | $6,929 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-210 |
| Primary APN | 42-26-21-200-210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| Gross Area | 4,128 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,835 sqft (0.225 acres) |
| Driveway | Driveway |
| Driveway Area | 639 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 44862 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CV2 001 0000 6042 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 6042 3356533 3542685 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 6042 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
44862 Kelsa Anne Loop is owned by an individual who bought it in June 2025.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 JULIANA DR, PITTSFIELD, MA 01201-8431 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 10, 2024 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jan 9, 2024 | Special Warranty Deed, Transfer · Construction Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Jan 9, 2024 · Amount on File |
| Deed Document Number | 3542685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 30, 2025 |
| Property Address | 44862 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003542685 |
| Map Reference | MB 26 PG 13 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 3542685 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42880 CRESCENT LOOP STE 120, 120, BABCOCK RANCH, FL 33982-5062 |
| Name | Verified Name |
|---|---|
| Address | 12 JULIANA DR, PITTSFIELD, MA 01201-8431 |
| Document Number | 0003542686 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 3542686 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 44862 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003391753 |
| Map Reference | MB 26 PG 13A-31Q |
| Instrument Date | Apr 5, 2024 |
| Instrument | 3391753 |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 3925 COCONUT PALM DR # SUITE230, SUITE230, TAMPA, FL 33619-1303 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 9, 2024 |
| Property Address | 44862 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003356533 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jan 5, 2024 |
| Instrument | 3356533 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $18,981.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 3925 COCONUT PALM DR STE 117, 117, TAMPA, FL 33619-1303 |
| Investor | Possibly a Property Investor |
| Document Number | 0003356534 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 3356534 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Aug 1, 2025 |
The 2025 property tax bill for 44862 Kelsa Anne Loop was $6,929, up 78.3% from the year before.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,929.00 (+78.31%) | $463,749 (+561.32%) | $552,411 (+569.59%) Land $82,500 Building $469,911 |
| 2024 | $3,886.00 | $70,125 | $82,500 Land $82,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 44862 Kelsa Anne Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44862 Kelsa Anne Loop is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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