4486 Stemen St, Lima, OH 45807 Property Records

Allen County property record for 4486 Stemen St, Lima, OH 45807 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,048 sqft · built 1975
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Last Sale	$174,200 (Dec 2023)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-2908-02-010.000`

Property Details

APN / Parcel Number

Primary APN	`26-2908-02-010.000`
Alternative APN	`C1126290802010000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	2,048 sqft
Basement Area	1,148 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4486 STEMEN ST
City	LIMA
State	OH
Zip	45807-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEMEN #1 SUBDIVISION LOTS 122 & 123 W1/2 FF 150.00 JOINT TEN
Legal Subdivision	STEMEN #1 SUBDIVISION
Legal Lot Number	122
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

Source: Allen County records · APN 26-2908-02-010.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4486 STEMEN ST, LIMA, OH 45807-9729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Oct 23, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Jul 24, 1987 · Amount on Record
Deed Document Number	202310869
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 13, 2023
Property Address	4486 STEMEN ST, LIMA, OH 45807-9729
Document Number	12130010869
Book / Page	2023 / 10869
Map Reference	MB 9 PG 14
Instrument Date	Dec 11, 2023
Instrument	202312130010869
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4486 STEMEN ST, LIMA, OH 45807-9729

Mortgage

Document Number	12130010870
Date	Dec 13, 2023
Instrument	202312130010870

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2039

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Oct 23, 2023
Property Address	4486 STEMEN ST, LIMA, OH 45807-9729
Document Number	10230009303
Book / Page	2023 / 9303
Instrument Date	Oct 18, 2023
Instrument	202310230009303
Transaction Type	Transfer
Record Updated	Nov 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4486 STEMEN ST, LIMA, OH 45807-9729

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 (-1.53%)	$85,370 (-) Land $14,350 Building $71,020	$243,900 (-) Land $41,000 Building $202,900
2024	$3,392.00 (+43.67%) Homeowner's exemption	$85,370 (+4%) Land $14,350 Building $71,020	$243,900 (+40.01%) Land $41,000 Building $202,900
2023	$2,361.00 (+77.65%) Homeowner's exemption	$60,980 (-) Land $10,260 Building $50,720
2022	$1,329.00 Homeowner's exemption	$60,980 Land $10,260 Building $50,720
2021			$174,200 Land $29,300 Building $144,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030103002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Vaughnsville Telephone Company, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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