4450 Stemen St, Lima, OH 45807 Property Records

Allen County property record for 4450 Stemen St, Lima, OH 45807 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,214 sqft · built 1971
Lot Size	0.689 acres (30,013 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Aug 2016)
Tax Bill	$3,932 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2908-02-009.000`

Property Details

APN / Parcel Number

Primary APN	`26-2908-02-009.000`
Alternative APN	`C1126290802009000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,486 sqft
Basement Area	1,430 sqft
Finished Basement	728 sqft
Unfinished Basement	702 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4450 STEMEN ST
City	LIMA
State	OH
Zip	45807-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEMEN #1 SUBDIVISION LOTS 123 E1/2 & 124 FF 150.00
Legal Subdivision	STEMEN #1 SUBDIVISION
Legal Lot Number	123
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

Source: Allen County records · APN 26-2908-02-009.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4450 STEMEN ST, LIMA, OH 45807-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Prior Sale	Jun 10, 1986 · Amount on Record
Deed Document Number	20168503
Deed Book / Page	2016 / 8503
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4450 STEMEN ST, LIMA, OH 45807-9729
Transaction Type	Mortgage
Record Updated	Nov 05, 2021
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10280015103
Date	Oct 28, 2021
Book Page	2021/15103
Instrument	202110280015103

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,932.00 (-0.41%)	$74,730 (-) Land $14,350 Building $60,380	$213,500 (-) Land $41,000 Building $172,500
2024	$3,948.00 (+57.29%) Homeowner's exemption	$74,730 (+4%) Land $14,350 Building $60,380	$213,500 (+4%) Land $41,000 Building $172,500
2023	$2,510.00 (+4.28%) Homeowner's exemption	$53,380 (-) Land $10,260 Building $43,120
2022	$2,407.00 Homeowner's exemption	$53,380 Land $10,260 Building $43,120
2021			$152,500 Land $29,300 Building $123,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030103002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Vaughnsville Telephone Company, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.