4374 Stemen St, Lima, OH 45807 Property Records

Allen County property record for 4374 Stemen St, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,862 sqft · built 1958
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Jun 1996)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-2908-02-005.000`

Property Details

APN / Parcel Number

Primary APN	`26-2908-02-005.000`
Alternative APN	`C1126290802005000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,862 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	444 sqft
Patio Area	444 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4374 STEMEN ST
City	LIMA
State	OH
Zip	45807-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEMEN #1 SUBDIVISION LOT 128 FF 100.00
Legal Subdivision	STEMEN #1 SUBDIVISION
Legal Lot Number	128
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

Source: Allen County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4374 STEMEN ST, LIMA, OH 45807-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CREDIT UNION
Mar 31, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1996 · Amount on Record
Deed Sale	Jun 4, 1996 · Amount on Record
Prior Sale	May 1, 1976 · Amount on Record
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Aug 19, 2026
Property Address	4374 STEMEN ST, LIMA, OH 45807-9729
Document Number	0000008736
Instrument Date	Aug 12, 2026
Instrument	20268736
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 STEMEN ST, LIMA, OH 45807-9729

Mortgage

Document Number	0000008736,
Date	Aug 19, 2026
Instrument	20268736

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2046

Interest

Max Rate	-1%

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 31, 2022
Property Address	4374 STEMEN ST, LIMA, OH 45807-9729
Document Number	3310003760
Book / Page	2022 / 3760
Map Reference	MB 9 PG 14
Instrument Date	Mar 30, 2022
Instrument	202203310003760
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 STEMEN ST, LIMA, OH 45807-9729

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (-1.54%)	$58,770 (-) Land $9,560 Building $49,210	$167,900 (-) Land $27,300 Building $140,600
2024	$2,336.00 (+26.13%) Homeowner's exemption	$58,770 (+40.03%) Land $9,560 Building $49,210	$167,900 (+40.03%) Land $27,300 Building $140,600
2023	$1,852.00 (-2.17%) Homeowner's exemption	$41,970 (-) Land $6,830 Building $35,140
2022	$1,893.00 Homeowner's exemption	$41,970 Land $6,830 Building $35,140
2021			$119,900 Land $19,500 Building $100,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Buckeye Wireless, MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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