Charlotte County property record for 44838 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,119 sqft · built 2024 |
| Lot Size | 0.193 acres (8,409 sqft) |
| Owner | Trust Name on File |
| Last Sale | $774,300 (Nov 2024) |
| Tax Bill | $9,157 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Nov 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-214 |
| Primary APN | 42-26-21-200-214 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,119 sqft Living Area |
| Gross Area | 4,213 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,409 sqft (0.193 acres) |
| Driveway | Driveway |
| Driveway Area | 702 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 44838 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CV2 001 0000 6046 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 6046 3325267 3463651 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 6046 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
44838 Kelsa Anne Loop is owner-occupied and held in a trust since November 2024.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44838 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIFTH THIRD BANK NA |
| Nov 5, 2024 | Special Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2024 · Amount on File |
| Deed Sale | Nov 5, 2024 · Amount on File |
| Deed Document Number | 3463651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 44838 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003325268 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 3325268 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 20582 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 22 Months |
| Due | Aug 1, 2025 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 5, 2024 |
| Property Address | 44838 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003463651 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Oct 31, 2024 |
| Instrument | 3463651 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,420.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16990 TELEGRAPH ST, PUNTA GORDA, FL 33982 |
| Name | Verified Name |
|---|---|
| Address | 44838 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
The 2025 property tax bill for 44838 Kelsa Anne Loop was $9,157.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,157.00 | $612,905 | $632,085 Land $82,500 Building $549,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44838 Kelsa Anne Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44838 Kelsa Anne Loop is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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