Charlotte County property record for 44826 Kelsa Anne Loop, Punta Gorda, FL 33982 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,069 sqft · built 2024 |
| Lot Size | 0.209 acres (9,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $589,000 (Apr 2025) |
| Tax Bill | $6,991 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-216 |
| Primary APN | 42-26-21-200-216 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,069 sqft Living Area |
| Gross Area | 4,176 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,125 sqft (0.209 acres) |
| Driveway | Driveway |
| Driveway Area | 650 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 44826 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CV2 001 0000 6048 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 6048 3325267 3521737 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 6048 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 42-26-21-200-216
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 44826 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIFTH THIRD BANK NA |
| Apr 30, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on Record |
| Deed Sale | Apr 30, 2025 · Amount on Record |
| Deed Document Number | 3521737 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 44826 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003325268 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 3325268 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 20582 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 22 Months |
| Due | Aug 01, 2025 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 30, 2025 |
| Property Address | 44826 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003521737 |
| Map Reference | MB 26 PG 13 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 3521737 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,123.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42880 CRESCENT LOOP STE 120, 120, BABCOCK RANCH, FL 33982-5062 |
| Name | Verified Name |
|---|---|
| Address | 44826 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6170 |
| Document Number | 0003521738 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 3521738 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,991.00 | $467,899 | $555,307 Land $82,500 Building $472,807 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 518 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured 352 under condo master policies |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 76 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
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