4481 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4481 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1996
Lot Size	2.95 acres (128,502 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2023)
Tax Bill	$1,423 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120003000001A`

Property Details

APN / Parcel Number

Primary APN	`120003000001A`
Alternative APNs	`12 3 1A` `3703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Storm Shelter	Storm Shelter
Flooring	Carpet
Interior Walls	Brick
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	128,502 sqft (2.95 acres)
Terrain	Rolling
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3703
Street Address	4481 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	W E LEAKE ON 3 CHOPT 2.95AC PAR C #23-3280 PCB
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	3
Census Block	3014
Census Tract	400400

Owner

Source: Goochland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4481 THREE CHOPT RD, GUM SPRING, VA 23065-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	20233280
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Oct 31, 2023
Property Address	4481 THREE CHOPT RD, GUM SPRING, VA 23065
Document Number	0230003280
Instrument Date	Sep 22, 2023
Instrument	230003280
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 THREE CHOPT RD, GUM SPRING, VA 23065

Mortgage

Document Number	0230003281
Date	Oct 31, 2023
Instrument	230003281

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,423.00 (+6.19%)	$268,600 (+6.21%) Land $78,500 Building $190,100	$268,600 (+6.21%) Land $78,500 Building $190,100
2025	$1,340.00 (+70.7%)	$252,900 (+20.66%) Land $72,700 Building $180,200	$252,900 (+20.66%) Land $72,700 Building $180,200
2023		$209,600 Land $61,000 Building $148,600	$209,600 Land $61,000 Building $148,600
2021	$785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Three Chopt Rd

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