4420 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4420 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 2008
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,105 (2026)
Deeds & Mortgages	Sep 2020 Refinance Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12 1 52D`

Property Details

APN / Parcel Number

Primary APN	`12 1 52D`
Alternative APN	`6032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Attic	Attic
Attic Area	876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,237 sqft (2.37 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	170 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6032
Street Address	4420 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	W E LEAKE ON 609 2.37AC #07-5951 PCB 328 R/S
Legal Subdivision	JOYCE A PORTLOCK
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	400500

Owner

Source: Goochland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4420 THREE CHOPT RD, GUM SPRING, VA 23065-2027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4420 THREE CHOPT RD, GUM SPRING, VA 23065-2027
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004228
Date	Sep 24, 2020
Instrument	200004228

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.49%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4420 THREE CHOPT RD, GUM SPRING, VA 23065-2027
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190004140
Date	Dec 20, 2019
Instrument	190004140

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4420 THREE CHOPT RD, GUM SPRING, VA 23065-2027
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001117
Date	Mar 21, 2022
Instrument	220001117

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,105.00 (+41.09%)	$397,200 (+5.64%) Land $72,800 Building $324,400	$397,200 (+5.64%) Land $72,800 Building $324,400
2025	$1,492.00 (+263.9%)	$376,000 (+11.14%) Land $67,500 Building $308,500	$376,000 (+11.14%) Land $67,500 Building $308,500
2023		$338,300 Land $56,200 Building $282,100	$338,300 Land $56,200 Building $282,100
2021	$410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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