4458 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4458 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,665 sqft · built 1985
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Tax Bill	$3,004 (2026)
Deeds & Mortgages	Dec 2020 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`120019000003`

Property Details

APN / Parcel Number

Primary APN	`120019000003`
Alternative APNs	`12 19 3` `5181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,665 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	128,066 sqft (2.94 acres)
Terrain	Rolling
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5181
Street Address	4458 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	JW WASH PLAT 2.94AC LOT 3 W-20-69 DB 184 214 DB 189 466 PCA 168
Legal Subdivision	ROYAL OAK ESTATES SUBDIVISION
Legal Lot Number	3
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	400500

Owner

Source: Goochland County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4458 THREE CHOPT-EAST LEAKE RD, GUM SPRING, VA 23065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4458 THREE CHOPT RD, GUM SPRING, VA 23065-2027
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200006000
Date	Dec 23, 2020
Instrument	200006000

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4458 THREE CHOPT RD, GUM SPRING, VA 23065-2027
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005427
Date	Oct 14, 2021
Instrument	210005427

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,004.00 (+5.33%)	$566,800 (+5.31%) Land $78,400 Building $488,400	$566,800 (+5.31%) Land $78,400 Building $488,400
2025	$2,852.00 (+43.61%)	$538,200 (+11.68%) Land $72,700 Building $465,500	$538,200 (+11.68%) Land $72,700 Building $465,500
2023		$481,900 Land $60,900 Building $421,000	$481,900 Land $60,900 Building $421,000
2021	$1,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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