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4481 San Joaquin St, Oceanside, CA 92057 Property Records

San Diego County property record for 4481 San Joaquin St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,931 sqft · built 1996
Lot Size0.268 acres (11,681 sqft)
OwnerCompany Name on File
Last Sale$545,000 (Nov 2019)
Tax Bill$6,831 (2025)
Deeds & MortgagesMar 2020 Transfer
Nov 2019 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN157-811-27-00

Property Details

APN / Parcel Number

Primary APN157-811-27-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,931 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area11,681 sqft (0.268 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4481 SAN JOAQUIN ST
CityOCEANSIDE
StateCA
Zip92057-6028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 133 TR 012343
Legal SubdivisionRIVER MEADOW
Legal Tract012343
Legal Block2
Legal Lot Number133
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2013
Census Tract18521

Owner

4481 San Joaquin St is owned by a company that acquired it in March 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address4479 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 8, 2019Affidavit of Death, Transfer
STEWART TITLE, STEWART TITLE/CA
Nov 8, 2019Grant Deed, Transfer · Conventional Mortgage
USAA
Nov 8, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2019 · Amount on File
Deed SaleNov 8, 2019 · Amount on File
Prior SaleAug 30, 1996 · Amount on File
Deed Document Number2019515758
Last Transfer DateMar 20, 2020
Transfer Doc0000154439
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 25, 2020
Property Address4481 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
Document Number0000154439
Instrument DateMar 20, 2020
Instrument154439
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4479 SAN JOAQUIN ST OCEANSIDE CA 920576028, OCEANSIDE, CA 92057-6028

November 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateNov 8, 2019
Property Address4481 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
Document Number0000515756
Instrument DateOct 8, 2019
Instrument515756
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 LAKE BLVD #115 OCEANSIDE CA 920564600, 115, OCEANSIDE, CA 92056-4600

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 8, 2019
Property Address4481 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
Document Number0000515758
Instrument DateSep 18, 2019
Instrument515758
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$599.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4479 SAN JOAQUIN ST OCEANSIDE CA 920576028, OCEANSIDE, CA 92057-6028

Mortgage

Document Number515759
DateNov 8, 2019
Instrument515759
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 7, 2049

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 8, 2019
Property Address4481 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
Document Number0000515757
Instrument DateSep 18, 2019
Instrument515757
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4479 SAN JOAQUIN ST OCEANSIDE CA 920576028, OCEANSIDE, CA 92057-6028

Tax Assessment & Valuation

The 2025 property tax bill for 4481 San Joaquin St was $6,831.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$607,953 (+2%) Land $164,644 Building $443,309
2025$6,831.00$596,033 Land $161,416 Building $434,617
2023$6,496.00 (+1.55%)$572,891 Land $155,149 Building $417,742
2022$6,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4481 San Joaquin St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4481 San Joaquin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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