San Diego County property record for 4475 San Joaquin St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,274 sqft · built 1996 |
| Lot Size | 0.234 acres (10,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,052,500 (Nov 2024) |
| Tax Bill | $11,853 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-811-25-00 |
| Primary APN | 157-811-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,214 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4475 SAN JOAQUIN ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 124 TR 012343 |
| Legal Subdivision | RIVER MDW |
| Legal Tract | 012343 |
| Legal Block | 2 |
| Legal Lot Number | 124 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 18521 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4475 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2024 · Amount on Record |
| Deed Sale | Nov 5, 2024 · Amount on Record |
| Prior Sale | Sep 29, 2000 · Amount on Record |
| Deed Document Number | 2024306548 |
| Prior Transfer Date | Jun 20, 2024 |
| Prior Transfer Doc | 0000162945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4475 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4475 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028 |
| Document Number | 0000339031 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-0339031 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,073,550 (+2%) Land $816,000 Building $257,550 | |
| 2025 | $11,853.00 (+153.27%) | $1,052,500 (+153.22%) Land $800,000 Building $252,500 |
| 2023 | $4,680.00 (+1.56%) Homeowner's exemption | $415,649 Land $144,823 Building $270,826 |
| 2022 | $4,608.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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