4479 San Joaquin St, Oceanside, CA 92057 Property Records

San Diego County property record for 4479 San Joaquin St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,303 sqft · built 1996
Lot Size0.266 acres (11,568 sqft)
OwnerCompany Name on Record
Last Sale$455,000 (Feb 2013)
Tax Bill$6,353 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN157-811-28-00

Property Details

APN / Parcel Number

Primary APN157-811-28-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,303 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area11,568 sqft (0.266 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4479 SAN JOAQUIN ST
CityOCEANSIDE
StateCA
Zip92057-6028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 132 TR 012343
Legal SubdivisionRIVER MDW
Legal Tract012343
Legal Block2
Legal Lot Number132
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2013
Census Tract18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4479 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2013 · Amount on Record
Deed SaleFeb 14, 2013 · Amount on Record
Prior SaleAug 15, 1996 · Amount on Record
Deed Document Number2013102006
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4479 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4479 SAN JOAQUIN ST, OCEANSIDE, CA 92057-6028

Mortgage

Document Number0000244049
DateMar 30, 2021
Instrument2021-0244049
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$571,494 (+2%) Land $117,613 Building $453,881
2025$6,353.00 (+5.2%) Homeowner's exemption$560,289 (+4.04%) Land $115,307 Building $444,982
2023$6,039.00 (+1.58%) Homeowner's exemption$538,534 Land $110,831 Building $427,703
2022$5,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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