4481 N Pine Ave, Mears, MI 49436 Property Records

Oceana County property record for 4481 N Pine Ave, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$331,000 (Aug 2021)
Tax Bill	$5,041 (2024)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-004-200-14`

Property Details

APN / Parcel Number

Primary APN	`006-004-200-14`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	4481 N PINE AVE
City	MEARS
State	MI
Zip	49436-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4481 S PINE AVE WD-L2006P34129 ESMT-L2006P34993 SPL FR 100-01 IN 03 SEC 4 T15N R18W. 1.50 A M/L PCL N PT OF NE 1/4, COM AT NE
Legal Range	18W
Legal Township	15N
Legal Section	04
Legal Subdivision	LAKE MICHIGAN SHORES
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2003
Census Tract	11000

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4481 N PINE AVE, MEARS, MI 49436-9361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2021
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4481 N PINE AVE, MEARS, MI 49436-9361
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 N PINE AVE, MEARS, MI 49436-9361

Mortgage

Document Number	02023/7100
Date	May 1, 2023
Book Page	2023/7100
Instrument	202300002191

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 31, 2021
Property Address	4481 N PINE AVE, MEARS, MI 49436-9361
Document Number	2021/22962
Book / Page	2021 / 22962
Instrument Date	Aug 18, 2021
Instrument	202100006096
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,846.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4481 N PINE AVE, 4481, MEARS, MI 49436-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 N PINE AVE, MEARS, MI 49436-9361

Mortgage

Document Number	202100006097
Date	Aug 31, 2021
Instrument	202100006097

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Dec 4, 2020
Property Address	4481 N PINE AVE, MEARS, MI 49436-9361
Document Number	2020/27267
Book / Page	2020 / 27267
Instrument Date	Nov 16, 2020
Instrument	202000007058
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4481 N PINE AVE, 4481, MEARS, MI 49436-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 N PINE AVE, MEARS, MI 49436-9361

Mortgage

Document Number	202000007059
Date	Dec 4, 2020
Instrument	202000007059

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,000 (+47.92%)	$534,000 (+47.92%)
2024	$5,041.00 (+39.1%)
2023		$180,500 Land $180,500	$361,000 (-) Land $361,000
2022	$3,624.00		$361,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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