4434 N Pine Ave, Mears, MI 49436 Property Records

Oceana County property record for 4434 N Pine Ave, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,494 sqft · built 2009
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Sep 2026)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-004-200-08`

Property Details

APN / Parcel Number

Primary APN	`006-004-200-08`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,494 sqft Gross Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	47,045 sqft (1.08 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4434 N PINE AVE
City	MEARS
State	MI
Zip	49436-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL H PT OF NE 1/4 SEC 4 T15N R18W COM AT NE SEC COR, TH S 1411.46 FT TO SE COR OF LAKE MICHIGAN SHORES, TH S 1135.07 FT TO POB: TH S 114 FT, TH N 87? W 373.61 FT, TH N'LY ALG CRV TO RIGHT 131.61 FT, TH S 85? E 401.64 FT TO POB. WD 2018/13648
Legal Range	18W
Legal Township	15N
Legal Section	04
Legal Subdivision	LAKE MICHIGAN SHORES
Legal Lot Number	H
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2004
Census Tract	11000

Owner

Source: Oceana County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4434 N PINE AVE, MEARS, MI 49436-9361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer SUN TITLE
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED CU
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED CU
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	20265291
Deed Book / Page	2026 / 20532
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 9, 2026
Property Address	4434 N PINE AVE, MEARS, MI 49436-9361
Document Number	0000005291
Book / Page	2026 / 20532
Instrument Date	Sep 4, 2026
Instrument	20265291
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	SUN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 N PINE AVE, MEARS, MI 49436-9361

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 3, 2021
Property Address	4434 N PINE AVE, MEARS, MI 49436-9361
Document Number	2021/5455
Book / Page	2021 / 5455
Instrument Date	Feb 16, 2021
Instrument	202100001346
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4434 N PINE AVE, 4434, MEARS, MI 49436-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 MADERA DR, NORTH FORT MYERS, FL 33903-1550

Mortgage

Document Number	202100001250
Date	Mar 3, 2021
Instrument	202100001250

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4434 N PINE AVE, MEARS, MI 49436-9361
Transaction Type	Mortgage
Record Updated	Jun 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/7301
Date	Apr 24, 2020
Book Page	2020/7301
Instrument	202000002356

Lender

Name	PREFERRED CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4434 N PINE AVE, MEARS, MI 49436-9361
Transaction Type	Mortgage
Record Updated	Apr 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/003448
Date	Mar 11, 2019
Book Page	2019/003448
Instrument	201900001052

Lender

Name	PREFERRED CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 30, 2018
Property Address	4434 N PINE AVE, MEARS, MI 49436-9361
Document Number	2018/013648
Book / Page	2018 / 013648
Instrument Date	Jul 26, 2018
Instrument	201800004300
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 NEWBERRY ST NE, 103, GRAND RAPIDS, MI 49503-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6359 N 72ND AVE, HART, MI 49420-8415

Mortgage

Document Number	201800004301
Date	Jul 30, 2018
Instrument	201800004301

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,700 (+10.49%) Land $2,100 Building $188,600	$381,400 (+10.49%) Land $4,200 Building $377,200
2025	$5,487.00 (+12.85%) Homeowner's exemption	$172,600 (+16.78%) Land $1,900 Building $170,700	$345,200 (+16.78%) Land $3,800 Building $341,400
2023		$147,800 Land $7,200 Building $140,600	$295,600 (-) Land $14,400 Building $281,200
2022	$4,862.00		$295,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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