4456 N Pine Ave, Mears, MI 49436 Property Records

Oceana County property record for 4456 N Pine Ave, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,120 sqft · built 2005
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Jul 2012)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-004-200-06`

Property Details

APN / Parcel Number

Primary APN	`006-004-200-06`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,120 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	55,321 sqft (1.27 acres)
Lot Width	164 ft Width
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4456 N PINE AVE
City	MEARS
State	MI
Zip	49436-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2019/13937 4456 N PINE AVE COV-L2012P16124 ESMT-L2006P2763 SPL FR100 -01 IN 03 SEC 4 T15N R18W. 1.27 A PCL F PT OF NE 1/4,
Legal Range	18W
Legal Township	15N
Legal Section	04
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2004
Census Tract	11000

Owner

Source: Oceana County records · APN 006-004-200-06

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2073 N RIDGE RD, MEARS, MI 49436-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 09, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Nov 07, 2006	Warranty Deed, Subdivision Related Transfer · Balloon Mortgage EQUIFIRST CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2012 · Amount on Record
Deed Sale	Jul 02, 2012 · Amount on Record
Prior Sale	Aug 05, 2011 · Amount on Record
Deed Book / Page	2012 / 16124
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4456 N PINE AVE, MEARS, MI 49436-9361
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/28121
Date	Dec 14, 2020
Book Page	2020/28121
Instrument	202000007258

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 09, 2019
Property Address	4456 N PINE AVE, MEARS, MI 49436-9361
Document Number	2019/013937
Book / Page	2019 / 013937
Instrument Date	Aug 09, 2019
Instrument	201900004444
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4456 N PINE AVE, 4456, MEARS, MI 49436-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 N RIDGE RD, MEARS, MI 49436-9442

Mortgage

Document Number	201900004445
Date	Aug 09, 2019
Instrument	201900004445

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

November 2006: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 07, 2006
Property Address	4456 N PINE AVE, MEARS, MI 49436-9361
Document Number	2006/032124
Book / Page	2006 / 032124
Instrument Date	Oct 31, 2006
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 09, 2026
Title Company	MUSKEGON LAND TITLE AGENCY LLC, MUSKEGON LAND TITLE AGENCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 IONIA AVE SW STE 340, 340, GRAND RAPIDS, MI 49503-4182

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3366 HOGBACK RD, FOWLERVILLE, MI 48836-8543
Investor	Possibly a Property Investor

Mortgage

Document Number	2006032126
Date	Nov 07, 2006
Instrument	2006/032126

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.25%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Max Rate	15.2%

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,500 (+9.99%)	$427,000 (+9.99%)
2025	$1,585.00 (-42.97%) Homeowner's exemption	$194,100 (+33.4%) Building $194,100	$388,200 (+33.4%) Building $388,200
2023		$145,500 Building $145,500	$291,000 (-) Building $291,000
2022	$2,779.00		$291,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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