448 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 448 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 909 sqft · built 1924
Lot Size	0.102 acres (4,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2026)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-427-032`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-427-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	909 sqft Living Area
1st Floor Area	895 sqft
Basement Area	895 sqft
Unfinished Basement	895 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	448 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 226, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	226
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1001
Census Tract	173500

Owner

Source: Oakland County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Warranty Deed, Transfer
May 24, 2021	Warranty Deed, Transfer ABC TITLE AGENCY LLC, BBC TITLE AGENCY LLC
Mar 7, 2019	Quit Claim Deed, Transfer BBC TITLE AGENCY
May 24, 2021	Warranty Deed, Transfer ABC TITLE AGENCY LLC, BBC TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	202669544
Deed Book / Page	61220 / 419
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0000030647
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 29, 2026
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000075355
Book / Page	61240 / 82
Instrument Date	May 15, 2026
Instrument	202675355
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	28544 FLORENCE ST, GARDEN CITY, MI 48135-2788

Mortgage

Document Number	0000075355,
Date	May 29, 2026
Book Page	61240/82
Instrument	202675355

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 22, 2026
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000069544
Book / Page	61220 / 419
Instrument Date	May 14, 2026
Instrument	202669544
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$193,162.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 SPOTTSWOOD AVE, MEMPHIS, TN 38117-5131

Mortgage

Document Number	0000326723
Date	Feb 22, 2022
Book Page	57488/822
Instrument	326723

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 3, 2022
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000336556
Book / Page	57541 / 846
Map Reference	LB 8 PG 20
Instrument Date	Feb 11, 2022
Instrument	336556
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 24, 2021
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000136455
Book / Page	56289 / 294
Map Reference	LB 8 PG 20
Instrument Date	May 10, 2021
Instrument	136455
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ABC TITLE AGENCY LLC, BBC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 7, 2019
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000030647
Book / Page	052625 / 000888
Instrument Date	Feb 11, 2019
Instrument	30647
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	BBC TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WORDSWORTH ST FERNDALE MI 482203900, FERNDALE, MI 48220-3900

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 24, 2021
Property Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000136454
Book / Page	56289 / 293
Map Reference	LB 8 PG 20
Instrument Date	Aug 21, 2012
Instrument	136454
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ABC TITLE AGENCY LLC, BBC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 W 36TH ST, TUCSON, AZ 85713-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WORDSWORTH ST, FERNDALE, MI 48220-3900

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00 (-2.91%) Homeowner's exemption	$104,390 (+9.75%)	$208,780 (+9.75%)
2024	$5,222.00 (+1.83%)
2023		$95,120	$190,240
2021	$5,128.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Wordsworth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures