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432 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 432 Wordsworth St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 752 sqft · built 1941
Lot Size0.102 acres (4,443 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Aug 2017)
Tax Bill$2,799 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-427-030

Property Details

APN / Parcel Number

Primary APN24-25-34-427-030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area752 sqft Living Area
1st Floor Area742 sqft
Basement Area742 sqft
Unfinished Basement742 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,443 sqft (0.102 acres)
Lot Dimensions111 ft deep x 40 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address432 WORDSWORTH ST
CityFERNDALE
StateMI
Zip48220-3900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 228, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number228
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1001
Census Tract173500

Owner

432 Wordsworth St is owned and occupied by an individual who bought it in August 2017.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address432 WORDSWORTH ST, FERNDALE, MI 48220-3900
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2017 · Amount on File
Deed SaleAug 10, 2017 · Amount on File
Prior SaleJul 19, 2005 · Amount on File
Deed Document Number2017151066
Deed Book / Page50956 / 56
Prior Transfer DateJun 13, 1998
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 10, 2017
Property Address432 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number0000151066
Book / Page050956 / 000056
Instrument DateAug 4, 2017
Instrument151066
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$989.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1100 N ADAMS RD #120 BIRMINGHAM MI 480095562, 120, BIRMINGHAM, MI 48009-5562

Mortgage

Document Number151067
DateAug 10, 2017
Book Page050956/000058
Instrument151067
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 432 Wordsworth St was $2,799 with a homeowner's exemption, down 2.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,799.00 (-2.41%) Homeowner's exemption$94,500$189,000
2024$2,868.00
2023$83,790$167,580
2021$2,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Wordsworth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 432 Wordsworth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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