440 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 440 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 742 sqft · built 1923
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Dec 2019)
Tax Bill	$3,827 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-427-031`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-427-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	742 sqft Living Area
1st Floor Area	742 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Porch	Slab
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	440 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 227, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	227
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1001
Census Tract	173500

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 WORDSWORTH ST, FERNDALE, MI 48220-3900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 30, 2021	Intrafamily Transfer, Transfer
Dec 20, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Jan 24, 2014 · Amount on Record
Deed Document Number	2019213329
Deed Book / Page	53636 / 494
Last Transfer Date	Nov 18, 2021
Transfer Doc	0000264779
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	440 WORDSWORTH ST, FERNDALE, MI 48220-3900
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WORDSWORTH ST, FERNDALE, MI 48220-3900

Mortgage

Document Number	0000087759
Date	Apr 6, 2021
Book Page	56009/100
Instrument	87759

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 30, 2021
Property Address	440 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000264779
Book / Page	57122 / 491
Map Reference	LB 8 PG 20
Instrument Date	Nov 18, 2021
Instrument	264779
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	440 WORDSWORTH ST, FERNDALE, MI 48220-3900

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 20, 2019
Property Address	440 WORDSWORTH ST, FERNDALE, MI 48220-3900
Document Number	0000213329
Book / Page	053636 / 000494
Instrument Date	Dec 13, 2019
Instrument	213329
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 HENDRIE ST #12 DETROIT MI 482023712, 12, DETROIT, MI 48202-3712

Mortgage

Document Number	213330
Date	Dec 20, 2019
Book Page	053636/000496
Instrument	213330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2034

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,827.00 (-2.7%) Homeowner's exemption	$91,900 (+10.4%)	$183,800 (+10.4%)
2024	$3,933.00 (+5.95%)
2023		$83,240	$166,480
2021	$3,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Wordsworth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures