San Diego County property record for 448 Verde Ridge Ct, Spring Valley, CA 91977
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 945 sqft · built 1973 |
| Lot Size | 5.87 acres (255,932 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Nov 2020) |
| Tax Bill | $2,874 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 586-250-35-66 |
| Primary APN | 586-250-35-66 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 945 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Condo/Apartment |
| Lot Area | 255,932 sqft |
| Old Parcel Number | 5862503266 |
|---|---|
| Street Address | 448 VERDE RIDGE CT |
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6359 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RV |
| Legal Description | LOT 2 US14-D DOCS72-245693&274452&280091&INT IN TR 007087 |
| Legal Subdivision | CAREFREE SOUTH |
| Legal Tract | 007087 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 3214 |
448 Verde Ridge Ct, a condominium, is owned and occupied by an individual who bought it in November 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GREENPATH FUNDING LLC |
| Nov 24, 2020 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Document Number | 2020749010 |
| Prior Transfer Date | May 21, 1998 |
| Prior Transfer Doc | 0000320343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 448 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6359 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 448 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6359 |
| Document Number | 0000865322 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021-0865322 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 448 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6359 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000309669 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2018-0309669 |
| Name | GREENPATH FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 24, 2020 |
| Property Address | 448 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6359 |
| Document Number | 0000749010 |
| Map Reference | MAP 7087 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2020-0749010 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 VERDE RIDGE CT, SPRING VALLEY, CA 91977-6359 |
| Investor | Possibly a Property Investor |
| Document Number | 0000749011 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020-0749011 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 448 Verde Ridge Ct was $2,874 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $353,301 (+2%) Land $147,207 Building $206,094 | |
| 2025 | $2,874.00 | $346,374 Land $144,321 Building $202,053 |
| 2023 | $2,716.00 (-0.37%) | $332,926 Land $138,718 Building $194,208 |
| 2022 | $2,726.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 448 Verde Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Verde Ridge Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures